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Your bank offered you a line of credit which you turned down, right?”“Sure, because we had sufficient reserves and didn’t need access to operating capital.”“And if you had a short-term need for a large amount of capital, is it smarter to deplete all of your reserves, or use what amounts to a low-cost bridge loan?”“I guess it would depend on the situation, but for the most part I wouldn’t want to deplete my reserves.”“Then your choice would be to forgo whatever it was that needed that investment. That’s a recipe for stagnating your company. You didn’t flinch when you agreed to the mortgage on the house.”“Sure, but I could count on the income stream from my renters to cover most of the payments,” I said.There was silence on the other end of the phone. I wondered what the issue was. Then I started laughing.“OK. I get the point,” I said, trying to stifle my laughter. “The company has the income stream to cover the mortgage and still be profitable.”“Yes. It’s no different from when you. Frank offered his arm, and almost in a trance I foundmyself being led out to the dance floor too.I had never done very much dancing before but Iquickly found myself being expertly led about thedance by Frank. He was a tall, very handsome, well-built man with a very nice smile and sparkling eyes.From time to time I saw Dave and Ann dancingtogether; it turned out that they were both fantasticdancers and made a spectacular couple out on thedance floor. I felt a certain pride to realize thatAnn was easily not only the best looking woman out onthe dance floor but probably the best dancer too.We danced for what seemed to be hours when suddenlythe band leader announced that that it was now timeto get ready to count down the new year. Frank and Ifound ourselves back with Ann and Dave as the countdown started. Everyone in the room was loudlycounting down the seconds and then it happened; itwas the new year and I found myself in Frank's armsbeing kissed and kissing him back. It was over.
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