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That basically means that if the title changes hands, they get paid first. They want to ensure that the new owner can pay the loan. To eliminate that worry, they make the new owner apply for and get a new mortgage.“As far as liens, encroachments, and the like go, I can send the addresses to my title company and ask them to do a quick search. If there are any, you would either have to accept them, or Zander will have to clean them up,” she explained.“What about value? We have to either reject or accept this deal today,” Mr. Voorhees said.“You don’t have time to do a full appraisal. The best I can do is what’s called a ‘desktop appraisal.’ It’s what banks use to help with loan decisions. It takes recent sales from public records and does a calculation. The only time I have a problem with that type of appraisal is if the home is unique in some significant way. I use it to help make sure we’re getting the value right when listing a home, and I then make adjustments based on location,. With me?" Yes, with you," she said and leaned forward to kiss him on the lips."Yeah, oh, I'd love that," he said and she told him to go down the hall to the end to her bedroom and wait for her.Then she turned to me and sat down."I think Robbie is going to have sex for the first time, Laura. You can wait here for a while or you can come watch, maybe even participate if you want. You don't have to have sex but you might want to get to know our nice young man even better, especially if you want to join us and get naked. It's up to you," and she kissed me and went down the hall.I sat there, looking down at the hand that had held his dick, really had it in my hand. And now my Aunt Helen was going to have sex with him. And I'm sitting in the kitchen, alone with three empty glasses.Every second I sat there, I hated it. The boy was right down the hall, naked with my aunt. He was a willing participant in what was happening, he wanted what was happening and it was happening regardless of what.
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